You love your job, but a severe workplace injury means you must give up on it. And let’s not forget the financial issues you might face because you can’t work anymore. A workplace incident can change your whole life but fortunately, workers’ compensation can help you out and make sure you and your family do not face financial instability during this time. With the help of an Atlantic City workers’ compensation lawyer, you can get the monetary settlement you need.
Simply put, it is an insurance program for workers. If you are injured on the job or suffer from a job-related incident, you will be eligible for workers’ compensation. If you live in the state of New Jersey, you must know that New Jersey has a ‘no-fault’ policy when it comes to workers’ compensation. This means even if the accident was your fault, you are eligible for the compensation. So, you can easily file a claim for lost wages, medical bills, and permanent disability. The family of a worker who died at the job can also file for workers’ compensation.
Of course, there are special guidelines for filing a claim and only an Atlantic City workers’ compensation lawyer, who has been in this field for years, will know how to handle your case. Since each case is different and has variable factors, only a professional will know how to proceed with it.
Depending on the case, there are several types of benefits a worker can receive. The more impact the worker’s injuries have on their life, the higher the compensation would be. So, the extent of the coverage can vary from case to case. Only by hiring an experienced Atlantic City workers’ compensation lawyer for the job can you get the compensation you are eligible for. Workers’ compensation covers:
Medical Benefits: The workers’ compensation pays off any medical bills that you incur to treat job-related illnesses and injuries. Since the employer usually has a trusted medical provider on their panel, you may have to get treatment from them only. When you do, the employer will have to pay for your medical treatments, any hospital services you used and the cost of your prescriptions, too.
Temporary total benefits: If you sustain an injury or contract an illness that leaves you unable to work for more than a week, then an experienced Atlantic City workers’ compensation lawyer can help you get temporary total benefits. You will get 70% of your rate of pay, so you can have the same quality of life while recovering. However, once you return to work, you will stop receiving these benefits. Other conditions will discontinue after the payment:
Permanent partial benefits: Workers who end up with permanent injuries on their job can take advantage of permanent partial benefits. Sometimes, the normal wear and tear of a worker’s job can cause injuries over a long period. Although it is a part of their job, any disability it causes makes them eligible to file a claim. The benefits they receive will depend on the level of functional loss their injury causes. Once the time limit for the temporary total benefits run out, the worker will start getting these benefits weekly.
Permanent total benefits: If a worker becomes permanently disabled because of their injuries or illness, the state of New Jersey provides them with permanent total benefits. The law states that the worker will get 70% of their rate of pay up. The worker can avail these benefits for 450 weeks, but if their disability continues, an experienced Atlantic City workers’ compensation lawyer can help you apply for an extension. This way, you can recover in peace, knowing that your finances are well taken care of.
Many workers do not know their rights and end up suffering financial instability in case of an accident. If you are eligible for monetary recovery, then you should get what is within your rights. Some employers make it hard for the workers to file a claim or downright refuse. In such cases, contacting an Atlantic City workers’ compensation lawyer is your best bet. With professionals on the job, you can file your claims and get the compensation you deserve.
To know for sure if you are eligible for workers’ compensation, you need to fall in one of the categories mentioned below.
If any of these situations ring true, you may have a successful claim at your hands. However, you will need a trained and experienced Atlantic City workers’ compensation lawyer on the job.
We have helped numerous workers get monetary compensation for their injuries, and we can do the same for you. You can come and meet us so we can review your case and determine its worth. Once we are sure you have a strong case, we will file the paperwork, deal with your employer and fight to get you maximum coverage.
Remember that an Atlantic City workers’ compensation lawyer can help you get your share of compensation. After years of handling successful workers’ compensation cases, the legal team at Keith Zaid Law is well versed to help you win your case. If you are looking to file a claim for workplace injuries, our attorneys can help you fight for maximum coverage. Just reach us at 609-415-0604 to discuss your case and we will take it from there.
Atlantic City is a resort city on New Jersey’s Atlantic coast that’s known for its many casinos, wide beaches and iconic Boardwalk. Established in the 1800s as a health resort, today the city is dotted with glitzy high-rise hotels and nightclubs. In addition to gambling at slot machines and table games, the casinos offer spa treatments, performances by famous comedy and music acts, and high-end shopping.
Find out now if you have a case.